Out of all the financial books I've read so far, I believe this one is the one that speaks most to my values and beliefs about finances. Instead of preaching about how you can have it all, the authors discuss the value of frugality and recognizing when a person has enough. The authors have nine steps in their program and each step is designed to help you make your way to financial independence and intelligence by asking yourself what your really getting out of your spending habits, and also the way you live your life. The authors posit that it is entirely possible to retire earlier in your life provided you know how to live frugally, and I believe this is entirely the case. I've already been modifying how I spend money, thinking carefully about what the benefit is of buying a particular item, as well as what my overall goals are. I'm already noticing some effects and I'm willing to continue comitting to a program that ultimately could lead to satisfaction in terms of having enough time to really do everything that I want to do.
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