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Smart Business for Contractors: A Guide to Money and the Law (For Pros By Pros)by Jim Kramon
Synopses & Reviews
A contractor needs three basic things to be successful in business: an accountant, a calendar, and this book. Completely revised and updated, the advice in Smart Business for Contractors all but insures a contractor's increased efficiency and profitability.
Kramon, aveteran contractor's attorney, walks his readers through details big and small that make the difference between contractors who have more work than they can do yet barely make ends meet and contractors who work at a manageable pace, keep up-to-date records, and turn a profit job after job, year after year. Covering the spectrum of a contractor's career, Smart Business for Contractors includes new detailed information on what a contractor can expect in his first year in business and updated information on tools every contractor needs to plan intelligently for retirement (yes, a contractor needs to begin planning for retirement during his first year in the business!). Also included in this revision is instruction on how to price jobs accurately, draft successful contracts, bill clients and collect payments, optimize every possible tax deduction available to contractors, including the applicable deduction for a home office. There is also timely information on flex-spending plans, record-keeping, and partnership and corporation options all geared toward increasing a contractor's efficiency and profitability.
Book News Annotation:
A Baltimore lawyer representing small contractors and tradespeople, Kramon is dismayed by the number of contractors who have no liability or medical insurance, no plan whatsoever for retirement or disability, and not much sense of what tax benefits are available to them. They can run their business with as much quality and integrity as they do their work, he says. He strives here to discuss everything the typical contractor needs to know about business matters, presenting specific information where possible, and otherwise referring to other sources. No date is cited for the first edition. Annotation ©2007 Book News, Inc., Portland, OR (booknews.com)
Aimed at single contractors and small businesses, this handbook gives readers reliable information on bidding and pricing and offers field-tested ways to handle legal matters that arise during this process. Includes chapters on incorporation, taxes, insurance, disability, and retirement.
Running a small business can be daunting to the contractor whose expertise is in building — not finance or law. This book helps demystify the day-to-day challenges that contractors face. It includes advice on how to submit an accurate bid, charge a fair price, and not overlook overhead and fixed costs.
About the Author
Jim Kramon is a founder of Kramon & Graham, a 30-person law firm in Baltimore, Maryland. Jim and his firm have represented small contractors and tradespeople for over 30 years.
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