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The 106 Mortgage Secrets All Homebuyers Must Learn--But Lenders Don't Tell
Synopses & Reviews
The only guidebook that shows you how to finance any property—with or without bank approval
Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn—But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities.
106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to:
Simple, concise, and comprehensive, this book reveals everything property buyers need to know—especially the 106 financing secrets lenders too often omit.
One of Americas top real estate authorities explains the inside secrets of the mortgage business
Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you wont be one of them with Gary Eldreds 106 Mortgage Secrets All Homebuyers Must LearnBut Lenders Dont Tell.
Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, youll have the confidence and the knowledge to:
Theres no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should knowespecially the 106 secrets lenders dont want to reveal.
One of America s foremost real estate experts explains the inside secrets of the mortgage business
Every year more than ten million Americans enter the mortgage arena to finance or refinance their homes and rental properties. Yet, most of these people come into the game unprepared for success. This book offers the inside secrets for getting the best mortgage deal possible, from one of real estate s leading experts, Gary Eldred. He shows readers how to play the game to win and how to make sure loan reps are truly offering the best possible deal. Simple, concise, and comprehensive, this book covers everything mortgage hunters should know, especially the 106 secrets lenders don t want to reveal.
Gary Eldred, PhD (Gainesville, FL), is a real estate investor and author of numerous real estate titles from Wiley, including The 106 Common Mistakes Homebuyers Make (and How to Avoid Them), Third Edition (0-471-12658-6), Investing in Real Estate, Third Edition (0-471-20164-2) with Andrew McLean, Value Investing in Real Estate (0-471-18520-5), The Complete Guide to Second Homes for Vacations, Retirement, and Investment (0-471-34967-4), and Yes! You Can Own the Home You Want (0-471-09978-3).
About the Author
Gary W. Eldred, PhD, has invested successfully in real estate for more than twenty years and has served on the graduate business faculty at Stanford University and the University of Virginia. He has authored many other real estate titles, including Make Money with Affordable Apartment Buildings and Commercial Properties, Second Edition; Trump University Real Estate 101; and Investing in Real Estate, Fifth Edition, all from Wiley.
Table of Contents
Preface to the Second Edition.
Introduction: Use OPM to Achieve All That You Really Want.
1 Affordability Depends on You—Not a Lender.
2 Increase Your Borrowing Power.
3 Slash Your Cost of Interest.
4 The Risks and Rewards of ARMs.
5 Perfect Your Credit Profile.
6 The Lowdown on Low Downs.
7 Win Big Savings with Seller Financing, Foreclosures, or REOs.
8 Beware of Those Fine Print “Gotchas”.
9 Achieve the Lowest Interest Rate Available.
10 Manage Your Property and Financing for Maximum Return.
Conclusion: You Can Live on the House.
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