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America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyoneby J. Patrick Rooney
Synopses & Reviews
It's no secret that the health care system in the United States has spiraled so far out of control that many within the country cannot afford the cost. The fact is, health care is all about money—how much we spend, where the money comes from, and who controls it.
Nobody understands the challenges this situation presents better than J. Patrick Rooney, former chairman and CEO of Golden Rule Insurance Company, and Dan Perrin, one of the nation's top Health Savings Accounts experts. For nearly two decades, they have worked to inject key market-based solutions into a health care system that has been increasingly supported by government financing, which doesn't seem to be improving the situation. Now, with America's Health Care Crisis Solved, Rooney and Perrin reveal a sensible solution to the difficult dilemma of how to get care for everyone at reasonable costs.
Engaging and informative, this book highlights the major pitfalls of our current health care system and shows why, without changes, health care costs will soon demolish the American economy as well as the opportunity to receive quality care. However, contrary to the increasingly popular idea of a government health plan, the alternative presented by Rooney and Perrin brings the self-interest of you, the American consumer, into the equation.
Rooney and Perrin succinctly explain their innovative plan for reducing the cost of health care—which includes an approach known as Fair Care—and examine how this system will put our government in a better position to effectively finance the health care process. Topics covered include:
In the coming years, various financial and political factors will shape the way the American health care system is reformed. Taking the time to understand these issues today can help you as a health care consumer tomorrow. Read America's Health Care Crisis Solved, and discover the practical solutions that can change this system—and your life—for the better.
Visit us at www.healthcarecrisissolved.com
J. Patrick Rooney is recognized as the pioneer of Medical Savings Accounts—now known as Health Savings Accounts—and is the former CEO of Golden Rule Insurance Company for over two decades, building the organization into the largest insurer of individual health insurance policies in the country. Even Paul Elwood, the father of managed care, has acknowledged Rooney's influence, telling Rooney, "we are in the age of the rise of Health Savings Accounts."
Book News Annotation:
Rooney, former chairman and CEO of an insurance company, and Perrin, a health savings account expert, believe government intervention is a primary source of the ever-enervating US health care system. They contend the system is based on money and therefore market-based programs offer solutions governments cannot. They explain why the system is in its current state and why the believe nationalized health care will not work. They propose a series of solutions, including Fair Care (an employer-based program), changes in Medicare to restrain costs and offer more control to participants through such measures as health savings accounts, tax-free health savings accounts for those not on Medicare, quick care facilities to provide services more cheaply than those offered by emergency rooms, regulation of fair medical prices, institution of risk pools, national-level marketing schemes and better support of wellness programs. Annotation ©2008 Book News, Inc., Portland, OR (booknews.com)
America’s Health Care Crisis Solved highlights the major pitfalls of our current health care system and shows why, without changes, health care costs will soon demolish the American economy as well as the opportunity to receive quality care. However, contrary to the increasingly popular idea of a government health plan, the alternative presented by authors J. Patrick Rooney and Dan Perrin brings the self-interest of you, the American consumer, into the equation.
Praise for America's Health Care Crisis Solved
All Presidential candidates--as well as everyone else--must read this insightful book. Rooney and Perrin brilliantly show how the health care crisis can be positively solved in a way that will give the best of all worlds--more health care at less cost.
--Steve Forbes, Chairman & CEO, Forbes
Pat Rooney is the man who came up with the concept of Health Savings Accounts as a way to cut medical costs, give power to medical consumers, and provide health coverage to rich and poor alike without either bankrupting the nation, ruining the best health care available anywhere in the world, or forcing providers and patients alike to dance to the tune of bureaucrats with little empathy for either. This book analyzes the health care 'crisis' so much on the lips of politicians these days and provides a solution that reasonable people should ponder as they work their way through the overheated and often wrong-headed solutions advanced by leading politicians of both parties.
--David A. Keene, Chairman, The American Conservative Union
Rooney and Perrin have changed the course of health care in the United States, and they did it by bringing Americans the best tax break in the code: tax-free deposits, tax-free withdrawals, and tax-free interest--in the form of Health Savings Accounts. Anyone who is going to be involved in the second great health care debate (the first being HillaryCare) should read this very readable book.
--Grover Norquist, President, Americans for Tax Reform
J. Patrick Rooney and Dan Perrin know that much of what we call the health care 'crisis' would go away if we transferred direct control over the flowof health care dollars from big institutions to individuals and families. How? Enact a refundable health care tax credit for every American; introduce medical savings accounts into Medicare; and make health care prices, especially in hospitals, transparent. An excellent, hands-on guide for consumers and voters, this book comes just in time for the 2008 Presidential elections.
--Edwin J. Feulner, PhD, President, The Heritage Foundation
About the Author
"A welcome addition to the literature. Unlike many books written on health care these days, this one provides concrete assistance to real consumers. Pat Rooney and Dan Perrin should be congratulated for taking us to the next level of patient empowerment."--Consumers for Health Care Choices
Table of Contents
Chapter 1. No Money, No Healthcare.
Who Can Afford to Get Sick?
A Helicopter View of Healthcare Financing.
The Good Bad News.
No More Business As Usual.
Chapter 2. Why the Money's Running Out.
No Room At the Inn.
Standard Operating Procedure.
The Motive Is Profit.
The Problem Is Greed.
On the Front Lines with Nora Johnson.
Chapter 3. A New Scarlet Letter.
A Lady in Red.
Who Are the Uninsured?
The Danger of Second-Hand Smoke.
Injustice for All.
Chapter 4. Why Nationalized Healthcare is No Cure All.
The HMO Idea.
An Idea Rejected.
The Cost of Inefficiency.
God Save the Queen.
Look No Further.
New York, New York.
Florida, Here We Come.
The Evidence Speaks.
Chapter 5. Fair Care.
Three Keys to Make Fair Care Work.
Two Crucial Points on Fair Care.
Fair Care Effect on Employers.
Fair Care Effect on Employees.
The State of the Union Proposal.
Chapter 6. Give Seniors What They Want (and Save Money Doing It).
An Innovative Approach to Medicare.
The Future of Medicare.
Defining the Terms.
An Unfunded Mandate.
A Bureaucratic Snafu.
Saving the U.S. Treasury Money.
How Much Could Our Country Save?
Give Seniors What They Want.
Too Good To Be True?
How Much Money in Each Senior's Hands?
Chapter 7. Give Control to Consumers.
Back to the Future.
A Quick Overview.
Health Care Freedom.
A Dollar-for-Dollar Comparison.
An IRA on Steroids.
The Truth Be Told.
A Word About Family Deductibles.
Republicans Versus Democrats.
A Legitimate HSA Weakness.
A Response to Mr. Rangel.
What Does the Evidence Say?
A Side Note.
What Congress Still Needs to Do.
Chapter 8. Establish Fair Medical Prices.
Which Price Tag?
What's A Reasonable Price?
What Can We Conclude?
How to Defend Yourself Against Hospital Harassment.
What's a UB-04 or a UB-92?
Where to Get the Medicare Info.
Now You're a Royal Pain.
Sounds Good, But Does It Work?
Do You Need A Lawyer?
The Linchpin to Healthcare Reform.
Chapter 9. Make Medical Prices Transparent.
An Innovative Approach to Pricing Healthcare (Part 1).
Between a Rock and a Hard Place.
Why Not Be Honest?
Do Hospitals Lose Money On the Uninsured?
Who’s Losing Money?
Are We Really Too Dumb to Understand?
What Needs to Change.
Legislation Now Pending.
Medicare Starts to Move.
And Not Just the Hospitals.
Chapter 10. Build Risk pools.
An Innovative Approach to Individual Health Insurance (Part 2).
New York State of Mind.
No Picnic in the Garden State.
One Way to Cope.
Compassion v. Common Sense.
Casting the Net.
The Problem for Small Business.
A Future Answer for Small Business.
A More Immediate Answer.
What If an Employee Buys an HSA?
The Rest of the Story.
Chapter 11. Build a National Marketplace.
An Innovative Approach to Individual Health Insurance (Part 2).
Do You eBay?
Nothing Matters More.
Roadblocks to Freedom.
The Healthcare Choice Act.
Not In My Backyard.
An Idea For the People.
Let's Get It Done.
Chapter 12. Make Basic Healthcare Cheaper and More Convenient.
An Innovative Approach to Healthcare Delivery.
What is a Quick Care Clinic?
The Customer Is King.
Calling Dr. Nurse.
“You've Got Care”.
Chapter 13. Do It Right The First Time.
An Innovative Approach to Wellness.
The Right Goal.
The Right Kind of Competition.
Simpler Is Better.
In A Life.
Lose the Gatekeepers.
Get Well Soon.
Chapter 14. Wrapping It All Up.
What Our Readers Are Saying
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