Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age

Are you wondering if it's too late for you to be rich? Do you worry that with your current debt and small amount of savings you'll never be able to retire? Do you find yourself saying, "If only I had started saving ten or twenty years ago, there would have been hope"?

Well — there is hope and help is here at last.

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has sold over a million copies of his bestselling books and tailors it specifically to all of us who forgot to save (or just plain procrastinated) and are now worried that it's too late to achieve financial freedom. Simple, clear, concise, and empowering, this must-have guidebook for people of all ages lays out an easy game plan that will head you in the direction of real wealth, without turning your life upside down. Whether you are in your 30s, 40s, 50s, or even older, Bach shows you starting late and finishing rich can be started in less than one hour!

In a motivating, fast read, you'll learn how to ramp up the road to financial security with the principles of Spend Less, Save More, and Make More. You'll learn:

• Why you should NOT pay down your debt before you start to save
• How to catch up on your savings by using the Perfect Pie approach
• What it takes to buy your freedom
• Why you must throw out your budget
• How to get rich in real estate on the weekends
• How to "turbo charge" your Latte Factor
• How to start a home-based business and increase your income tax-free
• How to get your money to work for you instead of you working for it

And much much more.

"The seventh book in seven years of the Finish Rich series (two million in print) is aimed at older readers who have neglected their savings. It reads like an infomercial script, brassily positive and unrelentingly motivational. Anyone can finish rich, says Bach (Automatic Millionaire, etc.), if they are willing to 'spend less, save more, and make more.' The bulk of the book describes a variety of tactics and strategies (many covered in his previous books) for accomplishing these three tasks. Readers of financial help books will have heard many of Bach's ideas before, but he does deliver a lion's share of solid advice in an entertaining format, and, for good measure, he throws in an occasional counterintuitive gem, such as why paying off credit card debt can be 'a huge mistake.' He also anticipates and overcomes common objections ('dealing with debt doesn't mean putting the rest of your life on hold'), although anyone impolite enough to push back too hard is dismissed: 'I have a term for negative people who seem to enjoy raining on other people's parades. I call them 'dream stealers,' and I try to avoid them.' Agent, Jan Miller." Publishers Weekly (Copyright 2004 Reed Business Information, Inc.)

Over and over, people share their fears with David Bach, Americas leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”

There IS hope, and help is here at last!

In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by lifes unexpected challenges.

Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich - and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more - and most important, LIVE MORE. And he gives you the time tested plan to do it.

The Start Late, Finish Rich promise is bold and clear:

Even if you are buried in debt - there is still hope.

You can get rich in real estate - by starting small.

Find your “Latte Factor” - and turbo charge it to save money you didnt know you had.

You can start a business on the side - while you keep your old job and continue earning a paycheck.

You can spend less, save more and make more - and it doesnt have to hurt.

David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now its your turn. With David Bach at your side, its never too late to change your financial destiny. Its never too late to live your dreams. Its never too late to be free.

David Bach is the author of four consecutive national bestsellers: The Automatic Millionaire, Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook. The host of his own PBS special, “Smart Women Finish Rich,” Bach is recognized as one of the country’s leading financial educators. Formerly a senior vice president at Morgan Stanley, today Bach is the founder of FinishRich, Inc., which educates hundreds of thousands each year through his books, seminars, and Web site, www.finshrich.com. To date more than 500,000 people have attended Smart Women Finish Rich and Smart Couples Finish Rich seminars, taught by thousands of financial advisors throughout North America. Bach is a financial contributor to CNN American Morning, and a regular guest on many national television shows, including The View, Weekend Today, and most recently, Oprah, and is the host of his own nationally syndicated radio show, Live Rich with David Bach, on the Sirius Network. He lives in New York City.