Synopses & Reviews
Not so long ago, the most difficult part of retiring was deciding what you were going to do with all your free time. Today, retirement has become more complex than anyone could have ever imagined. Fluctuations in financial markets coupled with the fact that we'll all be living longer, more active retirement lifestyles have many of us asking, "How am I going to pay for my retirement?"
For four decades, author Paul Merriman has helped and watched people manage their moneyboth before and during retirement. Over the years, working as a hands-on money manager has given him an enormous amount of practical experience with real people in real situations. Now, in Live It Up without Outliving Your Money!, Merriman distills what he has learned into these pages to help you create a portfolio that will fulfill your unique retirement needs.
Based on Merriman's popular retirement workshops, Live It Up without Outliving Your Money! shows you how to create and maintain the perfect retirement portfolio. From determining what assets have the highest probability of giving you the returns you need, to controlling taxes and expenses, the simple strategies outlined within these pages will help you regain confidence in your retirement portfolio.
Filled with real-world stories and practical insights, as well as helpful charts, graphs, and tables, this accessible guide will:
- Motivate you to get into action and improve your financial situation
- Allow you to tailor a financial plan for retirement that takes into account the right amount of risk for you
- Provide useful tools to keep your emotions from derailing your investments
- Examine multiple strategies for withdrawing money once you've retired
- Help you find and hire a financial advisor whose interests are the same as yours
In the coming years, more than seventy million people will enter retirement. Some of them will have to worry about how long their money will last, while others will enjoy the retirement they've planned and prepared for. If you want to make sure your golden years aren't your lean years, follow the proven guidance of Live It Up without Outliving Your Money!
Stay current!
At the companion Web site for this book, www.wiley.com/go/paulmerriman, you will find:
- Updated charts and tables
- More articles by Paul Merriman
- A link to submit a question to Paul
- Paul's answers to questions from readers
- A link to sign up for a free six-month subscription to Paul's monthly newsletter
Synopsis
Not so long ago, the most difficult part of retiring was deciding what you were going to do with all your free time. Today, retirement has become more complex than anyone could have ever imagined. Fluctuations in financial markets coupled with the fact that we'll all be living longer, more active retirement lifestyles have many of us asking, "How am I going to pay for my retirement?"
For four decades, author Paul Merriman has helped and watched people manage their moneyboth before and during retirement. Over the years, working as a hands-on money manager has given him an enormous amount of practical experience with real people in real situations. Now, in Live It Up without Outliving Your Money!, Merriman distills what he has learned into these pages to help you create a portfolio that will fulfill your unique retirement needs.
Based on Merriman's popular retirement workshops, Live It Up without Outliving Your Money! shows you how to create and maintain the perfect retirement portfolio. From determining what assets have the highest probability of giving you the returns you need, to controlling taxes and expenses, the simple strategies outlined within these pages will help you regain confidence in your retirement portfolio.
Filled with real-world stories and practical insights, as well as helpful charts, graphs, and tables, this accessible guide will:
- Motivate you to get into action and improve your financial situation
- Allow you to tailor a financial plan for retirement that takes into account the right amount of risk for you
- Provide useful tools to keep your emotions from derailing your investments
- Examine multiple strategies for withdrawing money once you've retired
- Help you find and hire a financial advisor whose interests are the same as yours
In the coming years, more than seventy million people will enter retirement. Some of them will have to worry about how long their money will last, while others will enjoy the retirement they've planned and prepared for. If you want to make sure your golden years aren't your lean years, follow the proven guidance of Live It Up without Outliving Your Money!
Stay current!
At the companion Web site for this book, www.wiley.com/go/paulmerriman, you will find:
- Updated charts and tables
- More articles by Paul Merriman
- A link to submit a question to Paul
- Paul's answers to questions from readers
- A link to sign up for a free six-month subscription to Paul's monthly newsletter
Synopsis
Live It Up without Outliving Your Money!
"Paul Merriman's new book is a rich and meaty guide to achieving real retirement security. It's full of wise, easy-to-follow advice that will stand the test of time."
Knight Kiplinger, Editor in Chief, Kiplinger's Personal Finance Magazine and The Kiplinger Letter
"Read, Live It Up! Not only does Paul Merriman know the secret to making your money work as hard as you do, he loves helping people achieve their goals and dreams."
Paul B. Farrell, author of The Millionaire Code, The Winning Portfolio and The Lazy Person's Guide to Investing
An educational and motivational guide to retiring without running out of money
No one understands this better than Paul Merriman. For four decades, Merriman has helped and watched people manage their moneyboth before and during retirement. Now, in Live It Up without Outliving Your Money!, Merriman distills what he has learned into a sound, time-tested approach to creating a portfolio that will fulfill your unique retirement needs.
Based on Merriman's popular retirement workshops, Live It Up without Outliving Your Money! offers ten straightforward steps to creating and maintaining the perfect retirement portfolio. From determining how much you will need to live on after retirement to recognizing and controlling the expenses of investing, the easy-to-understand strategies outlined within these pages can help you regain confidence in your retirement plan.
Stay current! visit www.wiley.com/go/paulmerriman
Synopsis
Praise for Live It Up Without Outliving Your Money!
"Paul Merriman's new book is a rich and meaty guide to achieving real retirement security. It's full of wise, easy-to-follow advice that will stand the test of time."
Knight Kiplinger, Editor in Chief, Kiplinger's Personal Finance magazine and the Kiplinger Letter
"Read Live It Up! Not only does Paul Merriman know the secret to making your money work as hard as you do, he loves helping people achieve their goals and dreams."
Paul B. Farrell, author of The Millionaire Code, The Winning Portfolio, and The Lazy Person's Guide to Investing
Over the course of his successful financial career, author Paul Merriman has helped thousands of clients manage their moneyboth before and after retirement. During this time, he developed an in-depth understanding of the important financial issues people face when it comes to retirement.
Now, in the revised and updated edition of Live It Up Without Outliving Your Money!, Merriman distills what he has learned and helps you create a portfolio that will fulfill your unique retirement needs in the process. From determining how much you will need to live on after retirement to recognizing and controlling the expenses of investing, the easy-to-understand strategies outlined in these pages can minimize the stress and maximize the success of this pivotal process.
You can have the retirement you desire. But to enjoy the life you want tomorrow, you have to plan and prepare today. The revised and updated edition of Live It Up Without Outliving Your Money! can help you achieve this goal, as it will put youand your retirement portfolioin a better position to succeed.
Synopsis
How to get the most out of retirement without running out of money
Completely revised and updated, Live It Up Without Outliving Your Money! Second Edition is the financial roadmap that people are looking for. Based on author Paul Merriman's professional experiences in the field of finance and his popular investment publications and workshops, this straight-talking book provides readers with the simple, low-risk strategies they need to get the most out of their retirement years. This reliable resource motivates readers to take the first steps to change their financial situation; presents multiple strategies for withdrawing money during retirement; and exposes the marketing tricks perpetrated by financial institutions. This book also includes added focus on newer issues such as ETFs, REITs, estate planning, IRA withdrawals, and updated allocation strategies.
Paul Merriman (Seattle, WA) is founder and Director of Merriman Berkman Next, which manages more than $1.5 billion. Merriman hosts Sound Investing, a weekly Seattle-area radio show, and is also the Publisher and Editor of FundAdvice.com, which was rated "Best of the Web" by Forbes in 2000, 2001, and 2002.
Synopsis
Completely revised and updated,
Live It Up Without Outliving Your Money! Second Editionis the financial roadmap that people are looking for. Based on author Paul Merriman's professional experiences in the field of finance and his popular investment publications and workshops, this straight-talking book provides readers with the simple, low-risk strategies they need to get the most out of their retirement years.
This reliable resource motivates readers to take the first steps to change their financial situation; presents multiple strategies for withdrawing money during retirement; and exposes the marketing tricks perpetrated by financial institutions. This book also includes added focus on newer issues such as ETFs, REITs, estate planning, IRA withdrawals, and updated allocation strategies.
Synopsis
Completely expanded and updated,
Live it Up Without Outliving Your Money! Second Editionis the financial roadmap that people are looking for. Based on the author's experience in the financial services sector since the mid-1960s, including more than 30 years as an investment advisor and money manager, this plain-talking book gives readers simple strategies to add between $1,000 and $10,000 to their monthly income in retirement, and without taking any of the dumb risks of the past.
This reliable resource motivates readers to take the first steps to change their financial situation; presents multiple strategies for withdrawing money during retirement; and exposes the marketing tricks perpetrated by financial institutions. This book also includes added focus on newer issues such as ETFs, REITs, estate planning, IRA withdrawals, and updated allocation strategies.
Live it Up Without Outliving Your Money!:
• Allows readers to tailor a financial plan for retirement that takes into account the amount of risk they’re willing to tolerate
• Provides multiple strategies for withdrawing money once in retirement while also building an estate for children and other survivors
• Exposes the marketing tricks and emotional ploys perpetrated by financial institutions and the personal finance media that keep investors from making the best decisions – and provide real-world examples of these deceptions
• Motivates readers to take the first steps to change their financial situation, which is the most difficult part of the strategy
• Includes a dozen worksheets to help readers grapple with retirement planning
About the Author
Paul Merriman is President of Merriman Capital Management, which manages more than $700 million in investments for more than 1,500 clients. Merriman hosts Sound Investing, a weekly radio show broadcast in several northwestern cities, and is a regular columnist at Marketwatch.com. He is the Publisher and Editor of FundAdvice.com, an online newsletter and investment advisory service rated "Best of the Web" by Forbes in 2000, 2001, and 2002. Over the last decade, more than 25,000 people have attended Merriman's workshops on how to prepare for retirement. He regularly speaks before such groups as the American Association of Individual Investors and certified public accountant state societies. He is regularly interviewed in local and national media.
Table of Contents
INTRODUCTION.
Part I: Why Some Succeed and Many Fail.
Chapter One: Why Investors Fail.
Chapter Two: Stress versus Success: A Tale of Two Investors.
Chapter Three: Lessons from Smart People.
Chapter Four: The Psychology of Successful Investing.
Part II: You Can Win the Retirement Game.
Chapter Five: Who Are You and What Are Your Goals?
Chapter Six: Your Perfect Portfolio.
Chapter Seven: Why Size Really Does Matter.
Chapter Eight: Value: Owning What Others Don’t Want.
Chapter Nine: Putting the World to Work for You.
Chapter Ten: Controlling Risks.
Chapter Eleven: Meet Your Enemies: Expenses and Taxes.
Chapter Twelve: Putting Your Perfect Portfolio to Work.
Part III: The Golden Years.
Chapter Thirteen: Withdrawals: When Your Portfolio Starts Paying You.
Chapter Fourteen: Hiring an Investment Adviser.
Chapter Fifteen: Your Action Plan.
Chapter Sixteen: My 500-Year Plan.
Appendix: Further Resources.
INDEX.