Synopses & Reviews
Mommy-money blogger Crystal Paine distills her best financial advice and secrets from her blog MONEY SAVING MOM®, to help families get their finances in order. Based on The Money Saving Mom’s Seven Rules for Financial Success and written in a simple, straight-forward style, this book offers an easy plan for a complete financial makeover.
In the first few chapters, you'll learn how to set big financial goals and actually follow through with them, how to organize your home and life so you can have more time to focus on getting your finances in order, and how to implement a realistic cash budget system that can transform your financial situation.
After laying the foundation for financial success in the first few chapters, Paine then teaches you step-by-step how to cut your grocery and household expenditures by 30% to 50%. You'll learn both basic and advanced couponing techniques, 25 practical ways to save money on groceries without clipping coupons, how to buy prescription glasses for under $20, how to dress your children for free, and much more.
If you think living a frugal, simple and debt-free life means you can't ever enjoy dining out, entertainment or vacations, guess again! From money-saving vacation ideas to secrets to dining out on a budget, this book shows you how to enjoy strategic splurging -- and how to do it at half the price.
Sprinkled throughout the book are testimonies from people whose lives have been transformed through the principles Paine shares. You'll be inspired, challenged and motivated to spend less, save more and make the most of what you have.
"For this mama of six, driving a 14 yr. old vehicle, endeavoring to live frugally and to live generously, this book not only offers fresh inspiration, it offers a practical, creative plan to make your life priorities -- the reality of your life. And her last chapter on contentment? Standing ovation!"
--Ann Voskamp, author of the New York Times bestseller One Thousand Gifts
“Are you looking for more wiggle room in your budget? As a mom of ten, I spent years learning to spend our dollars wisely. If I’d been armed with Crystal Paine’s book a couple of decades ago, I’m quite sure that my learning curve would have included fewer mistakes. The Money Saving Mom’s Budget
offers real hope to real families who want to escape the cycle of overspending and debt. With a guide like Crystal by your side, you can do this!”
--Mary Ostyn, author of Family Feasts for $75 a Week
"Crystal Paine does it all as an entrepreneur, wife, and mom—and that means she knows all about finding room in a home budget! From reducing clutter to finding amazing coupon deals outside the grocery aisle, The Money Saving Mom’s Budget will help you make dollars and sense of your life again."
—Dave Ramsey, New York Times bestselling author and nationally syndicated radio talk show host
"This book is a great solution for anyone who’s struggling with the high cost of groceries and is ready to get on a budget!"
--Mary Hunt, founder of Debt-Proof Living and award-winning author of 7 Money Rules for Life
“Crystal will save you money, sure, but better yet, she will save you time. Smart home economists know there’s no point driving around all day to save $2 when those hours could be spent working, relaxing, or nurturing your family. The Money Saving Mom’s Budget teaches readers to make wise choices so we can devote time and money to what matters most.” --Laura Vanderkam, author of 168 Hours: You Have More Time Than You Think
A book of tips for making every dollar count, from the creator of the popular website, MoneySavingMom.com.
Helpful tips and savvy tricks for cutting your grocery bill in half, reducing household expenses, and making every dollar count, from the creator of MoneySavingMom.com.
MoneySavingMom.com is one of the highest-trafficked personal finance blogs on the web, and grows daily. Featuring all kinds of practical advice to help moms maximize the power of their spending, site creator Crystal Paine writes on her homepage: “My goal is to tell you about legitimate, practical, non-gimmicky ways to help you save money in your everyday life. I am passionate about living simply and frugally and I strive to help my readers do the same.”
After successfully getting rid of her husband’s law school debt by drastically cutting costs using simple changes, Paine expands on her website’s message and mission, highlighting the site’s special features, like Deals, Steals & Coupons for shoppers everywhere; Money-Saving Tips & Frugal Ideas, with all kinds of money-saving techniques, explained in depth; Deals at Your Local Stores, which helps you discover ways to drastically reduce your grocery spending by pairing coupons with the items already on sale at your local stores; and a Coupon Database. You’ll also learn twenty-five simple ways to save at least $100 to $1,000 per year, how to combine coupons and cashback offers to get the best bang for your buck when shopping online, as well as discover helpful advice for living a frugal, simple, and debt-free life.
FROM ONE OF NIELSEN’S TOP 50 POWER MOMS COMES ADVICE YOU CAN TAKE TO THE BANK—LITERALLY !
Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels.
With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
• Achieve a complete financial makeover
• Set up a realistic budget
• Never pay retail
• Slash your grocery bill
• Organize your time & your home
• Use coupons wisely
• Pay with cash only
• Live simply
• Become debt free
• Choose contentment
• Make every dollar count
About the Author
Crystal Paine is a wife and homeschooling mom to three young children who has been writing on topics related to frugality for the last five years -- and living a frugal, simple and debt-free life since she was born. Her blog, MoneySavingMom.com, is one of the top personal finance blogs on the web averaging over four million pageviews per month. Crystal has contributed to articles in Woman's Day magazine and All You magazine, as well as being mentioned on National Public Radio and CNN.com, in USA Weekend, and Real Simple magazine and numerous other local newspapers and radio and television stations.