Identity theft is the fastest-growing white-collar crime in America. It strikes ordinary citizens and celebrities alike. This crime of the twenty-first century is profitable, nearly unpreventable, and hardly ever prosecuted. Some estimates say that nearly ten million Americans each year become victims–and the crime shows no sign of letting up.

Your Evil Twin: Behind the Identity Theft Epidemic covers this exploding crime from every possible angle. Filled with real-world identity theft horror stories (from both the criminal’s and victim’s perspective) as well as practical advice that can help you protect yourself, this book examines the institutions, industries, and individuals that have allowed identity theft to spread, and probes the tepid solutions now being cobbled together by the industry and government to curb this crime.

Author and identity theft expert Bob Sullivan agrees that criminals should, without a doubt, be blamed for this crisis, but he also notes that so should those entrusted with our identities. Sullivan digs deep to reveal how institutions designed to protect our identities have let us down, while corporate America–in choosing profits over privacy–has shirked much of its responsibility for the problem.

You’ll receive an up-close look at some of the most troubling issues associated with the identity theft epidemic, including:

• How criminal, domestic, child, and elder identity theft is perpetrated
• Why government agencies have been so slow to react to this problem and how our nation’s identification systems–birth certificates, driver’s licenses, and Social Security cards–are so easily duped
• How credit card companies who, in their rush to push the "miracle of instant credit," have created some of the systematic flaws that allow identity theft to be profitable in the first place
• Why law enforcement officers often refuse to take reports of these types of crime or prosecute criminals
• How the Internet and new technology has made identity theft easier for both criminals and terrorists

But there are solutions to the identity theft problem and this book examines some of them–from individual heroic efforts being made privately to public companies whose forward-looking projects may stem the epidemic.

Identity theft is much more than a paperwork headache for victims. The crime has been blamed for everything from divorce to suicide to murder. It threatens happy retirements as well as college student loans. In its very worst form, it can even land innocent people in jail. Your Evil Twin will show you why identity theft has become so common and help you prevent or prepare for the day someone tries to steal your good name.

'"Your Evil Twin is an unsettling look into a dark corner of the Information Age. It will make you want to put a lock and key on your wallet. Then you’ll realize that’s not enough."

–Robert O’Harrow Jr., staff writer, Washington Post

"This book will make you want to cancel your credit cards–immediately! Sullivan weaves together compelling stories of fraudsters and their victims with thoughtful insights into how public and private systems routinely fail to protect our privacy."

–Rachel Ross, technology reporter, Toronto Star

"Identity theft is one of those crimes people don’t think about until they get hit, and then it’s too late. Bob Sullivan uses potent storytelling, goes easy on the technobaloney, and points readers toward vital precautions and prevention."

–Beau Brendler, consumer investigative editor and former editorial director, ABC News.com

"The Internet is the best thing that’s ever happened to con artists. They can rob you blind or steal your identity before you suspect anything is wrong. Bob Sullivan is always looking to expose new scams–to warn readers about them and how they can protect themselves. For years, his investigative reporting has led the way in this area. Bob doesn’t try to sound like a tech writer. His writing is easy to read and simple to understand."

–Herb Weisbaum, a Today show consumer specialist

"Perhaps no one in America is more intimately acquainted with the frightening face of the global identity-theft epidemic than Bob Sullivan. Years of conversations with the victims, the thieves, and their pursuers in law enforcement have given him an unrivalled view of a spiraling problem–and an ability to tell a tale that is just as readable and fascinating as it is maddening and horrifying."

–Emory Thomas, former Wall Street Journal reporter and editor, MSN Money

"Only an investigative reporter like Bob Sullivan could reveal the full depth of this creepy phenomenon. His book reads like an exciting detective story, but this surreal and frightening problem is bigger than most people realize. This book is going to open people’s eyes to a problem that has become even more dangerous given the rise in international terrorism. In short, this book is a wake-up call–and a call to action–for the leaders of government and business, especially the credit-card industry."

–Jon Sorensen, New York State Consumer Protection Board '

The crime of the twenty-first century doesn't discriminate: ID theft has hit ordinary citizens and celebrities alike, from Oprah Winfrey to Steven Spielberg, and costs the economy $50 billion a year. Your Evil Twin covers this exploding crime from every possible angle. It includes exclusive whodunit details from mastermind identity thieves who have pilfered money from half the members of the Forbes 400, as well as exclusive interviews with a myriad of criminals in the Internet's underground, such as Russian hackers who have extorted money from U.S. banks. The book also issues a scathing indictment of the credit granting industry, from credit card issuers to the secretive credit reporting agencies, who have misunderstood the crime from the start, have been slow to respond, and bear much of the responsibility for the epidemic. Finally, Bob Sullivan, author and identity theft expert, probes the tepid solutions now being cobbled together by the industry and government.

Foreword.

Preface.

Acknowledgments.

1.CEOs in My Closet.

2.The Pain.

3.The “Miracle” of Instant Credit.

4.The Trial.

5.The Document Problem.

6.Where Are the Cops?

7.There Ought to Be a Law.

8.The Internet’s Role.

9.The Heroes.

10.What Now?

Appendix.

Notes.

Index.