Reduce your debts, save your property — and start over Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which can provide you an affordable repayment plan — and let you keep your house, car and other property. You can even avoid attorney fees and do it yourself — let Chapter 13 Bankruptcy show the way. Find out how to determine if you qualify for Chapter 13, estimate monthly payments, devise an acceptable repayment plan, complete and file forms, stop a house foreclosure, make up missed mortgage payments, pay off other debts and represent yourself before a bankruptcy judge or trustee. The 8th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

This compassionate and comprehensive guide shows readers how to determine if they qualify for Chapter 13, calculate their debts and income, complete and file bankruptcy forms, and, ultimately, how to get back on track and pay off debts.