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Maxed Out: Hard Times, Easy Credit, and the Era of Predatory Lenders

by Kyle, May 25, 2005 12:38 PM
How much money do you owe on your credit card bills? Paying off a mortgage, home equity loan, or college loan, too? Our culture has come to take debt for granted, but this hasn't always been the norm. Over the last generation in America, James Scurlock writes, our household debt has increased at 1,000 times the rate of our income. How? Decades ago, bankers learned that they make more money when we spend than they do when we save. In Maxed Out, Scurlock takes readers on a tour of our consumer economy, from Fresno, California, birthplace of the credit card, to Wall Street and Washington, D.C. Expect an eye-opening ride that could very well protect your financial future.



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