Synopses & Reviews
Do the terms personal finance or money management drudge up feelings of inadequacy, confusion, discomfort or fear in you?
Personal Finance Workbook For Dummies helps you calm your negative feelings and get your financial house in order at the same time. And, you'll be amazed how easy it is to get on the road to financial fitness.
From spending and saving to investing wisely, this hands-on workbook walks you through a private financial counseling session and shows you how to assess your situation and manage your money. You'll learn how to use credit wisely, plan for large expenses, determine your insurance needs, and make smarter financial decisions. Plus, the featured worksheets and checklists help you manage your day-to-day spending and plan for a robust financial future. Discover how to:
- Take stock of your financial history and determine your net worth
- Build a personal financial plan that meets your saving and investing goals
- Develop good spending habits and get out of debt—without budgeting
- Explore your dreams, grow your wealth, and protect your assets
- Get the most out of your money
- Minimize your taxes
- Plan for big-ticket purchases
- Pay for your kids' college tuition
- Ensure a comfortable retirement
- Leave a substantial estate for your heirs
The easy-to-follow exercises in Personal Finance Workbook for Dummies take the drudgery and pain out of managing your money. Order this time- and money-saving guide now; it'll brighten your financial future and your mood.
Synopsis
The Personal Finance Workbook For Dummies walks readers through a private financial counseling session, using worksheets, checklists, and formulas for assessing financial health, providing for one's day-to-day financial management, making wise financial decisions, and investing for financial growth. Topics covered include goal-setting, determining financial net wroth, budgeting, savings, college planning, affording new home, investing for retirement, investing for growth, estate planning, figuring insurance needs, and more. Readers of Personal Finance For Dummies now have the tools to apply its advice in their own lives and use guided exercises to take control of and improve their financial position.
Synopsis
From spending and saving to investing wisely, get on the road to financial fitnessNeed to get a handle on your personal finances? No problem — this practical, hands-on workbook shows you how to assess your situation and manage your money, walking you through a private financial counseling session. From budgeting and using credit wisely to planning for large expenses and determining your insurance needs, you'll discover how to make smarter financial decisions. Plus, the featured worksheets and checklists help you manage your day-to-day spending and plan for a robust financial future.
Discover how to:
- Take stock of your financial history and determine your net worth
- Build a personal financial plan that meets your saving and investing goals
- Develop good spending habits — and get out of debt
- Grow your wealth and protect your assets
Synopsis
Do the terms personal finance or money management drudge up feelings of inadequacy, confusion, discomfort or fear in you? Personal Finance Workbook For Dummies helps you calm your negative feelings and get your financial house in order at the same time. And, you'll be amazed how easy it is to get on the road to financial fitness.
From spending and saving to investing wisely, this hands-on workbook walks you through a private financial counseling session and shows you how to assess your situation and manage your money. You'll learn how to use credit wisely, plan for large expenses, determine your insurance needs, and make smarter financial decisions. Plus, the featured worksheets and checklists help you manage your day-to-day spending and plan for a robust financial future. Discover how to: Take stock of your financial history and determine your net worth Build a personal financial plan that meets your saving and investing goals Develop good spending habits and get out of debt--without budgeting Explore your dreams, grow your wealth, and protect your assets Get the most out of your money Minimize your taxes Plan for big-ticket purchases Pay for your kids' college tuition Ensure a comfortable retirement Leave a substantial estate for your heirs
The easy-to-follow exercises in Personal Finance Workbook for Dummies take the drudgery and pain out of managing your money. Order this time- and money-saving guide now; it'll brighten your financial future and your mood.
About the Author
Sheryl Garrett, CFP, is the founder of the Garrett Planning Network, an international network of fee-only, hourly-based financial advisors.
Table of Contents
Introduction.Part I: Getting on the Road to Financial Fitness.
Chapter 1: Exploring Money in Your Life.
Chapter 2: Getting Your Financial House in Order.
Chapter 3: Analyzing Your Cash Flow.
Chapter 4: Changing Your Dreams into Goals.
Part II: Getting the Most Out of Your Money.
Chapter 5: Using Credit Wisely.
Chapter 6: Spending Thoughtfully.
Chapter 7: Involving Your Family in Personal Finance.
Chapter 8: Minimizing Taxes.
Part III: Thinking about the Future.
Chapter 9: Planning for Big-Ticket Purchases.
Chapter 10: Funding Your Kids’ College Education.
Chapter 11: Saving for Retirement.
Chapter 12: Thinking about When You’re Gone: Estate Planning.
Part IV: Building and Managing Wealth.
Chapter 13: Evaluating Your Current Portfolio.
Chapter 14: Maximizing Investment Strategies.
Part V: Protecting Your Assets.
Chapter 15: Managing Risk with Insurance.
Chapter 16: Exploring Your Insurance Options.
Chapter 17: Figuring Out What Life Insurance You Need.
Chapter 18: Insuring Your Property.
Chapter 19: Protecting Your Privacy.
Chapter 20: Finding and Hiring the Right Advisor (If You Need One).
Part VI: The Part of Tens.
Chapter 21: Ten Easy Ways to Trim Your Budget.
Chapter 22: Ten Tips on Getting Organized.
Chapter 23: Ten Scams to Avoid.
Chapter 24: Ten Types of Insurance You Don’t Really Need to Buy.
Index.